Live — Processing payments now

The payment rail between Africa & China

Fast, reliable, and compliant cross-border payments using proprietary Hybrid Liquidity Rails.

PCI DSS Compliant
Licensed & Regulated
SOC 2 Type II
🇨🇳
CNY → NGN
< 2 min
🇳🇬
NGN → CNY
< 3 min
🇰🇪
KES → CNY
< 5 min
$12,400 settled
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Trusted by leading businesses across the Africa-China corridor

Huawei Logistics
Lagos Trading Co.
Guangzhou Export Hub
Nairobi Freight
Yiwu Market Alliance
Pan-African Commodities
Shenzhen TechTrade
Huawei Logistics
Lagos Trading Co.
Guangzhou Export Hub
Nairobi Freight
Yiwu Market Alliance
Pan-African Commodities
Shenzhen TechTrade
$0
Volume Processed
0
Operating Since 2017
0
Uptime SLA
0
African Markets
How It Works

Three steps to settle

01

Onboard & KYC

Complete compliance verification in under 24 hours. Our automated KYC/AML engine handles 180+ ID types across African jurisdictions.

02

Initiate Transfer

Submit payments via API, dashboard, or integrated ERP. Our smart routing engine selects the optimal rail in real-time for speed and cost.

03

Settled in Minutes

Funds arrive in the recipient's account with full transaction transparency. Real-time status webhooks and settlement confirmations.

Technology

Hybrid Liquidity Rails

A multi-rail architecture that dynamically routes payments through the fastest, most cost-effective path—combining pre-funded pools, bank networks, and blockchain settlement.

Pre-Funded Liquidity Pools

Local currency pools in key markets enable instant settlement without waiting for correspondent banking chains.

Banking Rail Network

Direct integrations with 40+ banks across Africa and China, including ICBC, Standard Bank, and Ecobank.

Blockchain Settlement Layer

USDC-backed settlement for rail-agnostic finality. On-chain verification with off-chain speed and privacy.

Smart Routing Engine

ML-powered optimization considers cost, speed, liquidity depth, and compliance risk to pick the best rail per transaction.

Coverage

Active corridors

🇨🇳
🇳🇬
CNY ↔ NGN
~2 min
🇨🇳
🇰🇪
CNY ↔ KES
~5 min
🇨🇳
🇬🇭
CNY ↔ GHS
~3 min
🇨🇳
🇿🇦
CNY ↔ ZAR
~4 min
🇨🇳
🇹🇿
CNY ↔ TZS
~5 min
🇨🇳
🇪🇬
CNY ↔ EGP
~6 min
🇨🇳
🇸🇳
CNY ↔ XOF
~7 min
🇨🇳
🇺🇬
CNY ↔ UGX
~5 min
🇨🇳
🇷🇼
CNY ↔ RWF
~6 min

USD, EUR, and GBP settlement also available · More corridors launching quarterly

Compliance

Built for regulatory confidence

Every transaction passes through our multi-layered compliance engine—designed for the complex regulatory landscapes of both African and Chinese financial systems.

Real-Time AML Screening

Sanctions list matching, PEP detection, and adverse media screening on every payment—before it enters any rail.

Multi-Jurisdiction Licensing

Licensed or registered with CBN, CBK, BOG, SARB, and PBoC-adjacent frameworks. Full regulatory coverage across operating markets.

Full Transaction Transparency

Complete audit trail with immutable logs. Regulator-ready reports generated automatically for each jurisdiction.

Data Sovereignty

Data stored locally per jurisdiction requirements. Africa data stays in Africa. China data handled per PIPL regulations.

Our Mission

Removing friction from the world's most underserved trade corridor

Africa-China trade exceeds $280 billion annually, yet the payment infrastructure connecting these markets remains fragmented, slow, and expensive. Modazab was founded in 2017 to change that—building the dedicated payment layer this corridor deserves.

Founded In

Lagos, Nigeria — 2017

Team

120+ across Lagos, Shenzhen, Nairobi

Backed By

Series B · Leading fintech VCs

Modazab cut our China payment settlement from 3 days to under 5 minutes. We've moved our entire Guangzhou supplier payments onto their rails. It's the infrastructure this corridor has needed for years.
Adebayo Okonkwo
CFO, Pan-African Commodities Group · Lagos

Ready to settle faster?

Join 2,000+ businesses already using Modazab to move money between Africa and China. Get started in minutes, not months.

No setup fee · Volume-based pricing · Sandbox environment included